CredoKart is a fin-tech startup in the working capital space. The company has built digital tools based on data analysis that helps lenders assess applicants’ creditworthiness and deliver other services.

CredoKart, providing SME lending in India. The company sought to reform small business lending by making it easier for businesses to get credit. The company employs technology and analytics techniques to assess the creditworthiness of small businesses quickly and correctly by evaluating thousands of data points from numerous data sources.

CredoKart does not focus on the vendor’s old records (Past Financial Statements & Income Tax returns) to evaluate the credit risk profile of a potential client. Client’s current year’s cash flows and business growth is our main focus. The goal is to put capital funding at their fingertips so that entrepreneurs may focus on their business rather than worrying about cash flow shortages.

We are currently located in Ajmer but we serve across India.

Credokart intends to close the huge gap between demand and supply of debt to MSMEs in India, as well as inefficiencies in traditional lending processes, by providing quick and transparent access to debt to creditworthy borrowers.

Credokart’s founders have personally faced several challenges in the traditional business lending processes and aim to reform the way lending works. We strive to change the lending mechanism to the advantage of entrepreneurs and small businesses.